FundedEncino, CA
$3,150,000loan amount
Purchase
Profit & Loss Statement Program
Home loans for buyers, investors, and the self-employed.
As a mortgage broker, I shop multiple lenders to get you competitive rates and the right loan, whether you're buying your first home, refinancing, or growing your portfolio.
5.0 on Google
Scotsman Guide ranked
10+ years of experience
NMLS 1265523
Loan Programs
Your situation is unique. Your loan should be too.
Purchase loans
Home Purchase
Conventional, jumbo, and government financing for your next home, with a pre-approval you can make offers with.
Good fit: Buyers moving up, relocating, or buying a second home
Refinance
Refinance & Cash-Out
Lower your payment, change your term, or turn your home equity into cash for renovations, debt payoff, or your next investment.
Good fit: Homeowners and investors with equity
Investors
DSCR Loans
Qualify on the property's rental income instead of your personal tax returns. Available for single-family and 2-4 unit rentals, including LLC vesting.
Good fit: Real estate investors growing a portfolio
Self-employed
12-Month Bank Statement Program
Use 12 months of business or personal bank deposits to qualify, so write-offs on your tax returns don't hold you back.
Good fit: Business owners and 1099 earners
Self-employed
Profit & Loss Statement Program
Qualify with a profit and loss statement prepared by your CPA or tax preparer, with no tax returns required.
Good fit: Self-employed borrowers with strong businesses
Complex scenarios
Creative Solutions
Non-warrantable condos, unique income, recent credit events, or a deal other lenders turned down. These are the files I like most.
Good fit: Anyone told "no" by a bank
Recent Fundings
Different stories. Same result.
Funded
FundedLos Angeles, CA
$720,000loan amount
Cash-Out Refi
DSCRInvestorClosed in 14 Days
FundedGlendale, CA
$1,385,500loan amount
Purchase
12-Month Bank Statement ProgramFirst-Time Buyer
Client Reviews
What clients say.
Eric was referred to me by a friend who spoke very highly of him. In general, I'm a bit hesitant. I tend to believe that if something sounds too good to be true, it usually is. But in Eric's case, the "too good" was indeed true. From start to finish, he diligently walked me through every step of the process. When it came time to sign the documents and refinance a $1.5MM property, Eric insisted on reviewing every signature line, every disclosure, and every charge with me, ensuring I fully understood everything. Even late in the evening, around 8:30 pm, he arranged for a notary to meet me the next day so that I could meet my timeline. His dedication and professionalism truly stood out. My only wish is that I had another ten properties for Eric to refinance. He's more conscientious about your loan than you are yourself!
I was introduced to Eric by my Realtor as he came in highly recommended. Guess what, Eric lived up to the hype and exceeded my expectations. Hands down, the best Mortgage Broker you'll find. We will continue to do business with Eric for years to come. Thank you Eric.